Travel loyalty reimagined.
A universal travel currency that works across every airline, hotel, and booking.
My Wallet
Demo
Available
0
Pending
0
Lifetime
0
Upcoming Trips
DELTA1 Aug • A3
PHX
PHX
✈︎
DCA
DCA
Board
07:50
Seat
12C
Gate
A3
John Doe
Add to Wallet
HOTEL2–6 Aug
The St. Regis Washington, D.C.
Deluxe Room
Check‑in
15:00
Check‑out
11:00
2 adults
Add to Wallet
EVA AIR23 Aug • C2
PHX
PHX
✈︎
TPE
TPE
Board
10:50
Seat
11C
Gate
C2
John Doe
Add to Wallet
Previous Trips
PHX → DCA
Flight • 4h 30m
1,800 pts
Ace Hotel Brooklyn
Hotel • 2 nights
1,600 pts
See more
Cards
•••• 1234
Credit
Valid until 07/2026
•••• 5678
Debit
Valid until 12/2027
A single travel wallet.Earn points anywhere.Redeem points everywhere.
Every booking earns flexible, non-expiring rewards called Tern Points — a universal currency you can use across any trip.
0Tern Points
Delta PHX→DCA
Ace Hotel
AA LAX→JFK
Hilton Chicago
Hertz NYC
Marriott Miami
Every booking earns flexible, non-expiring rewards called Tern Points — a universal currency you can use across any trip.
Book all your travel in one place.
Book flights, hotels, and car rentals. Events, transit, trains, and more are on the horizon.
Search. Compare. Book.
Tern isn’t just a wallet. It’s a clean, fast booking experience where every trip earns flexible Tern Points.
From
New York (JFK)
To
Phoenix (PHX)
Depart
Jun 29
Return
Jul 01
UnitedJFK → PHX • 5h 25m • 1 stop in DEN
Earn 220 Tern Points
$220
DeltaJFK → PHX • 4h 20m • Nonstop
Earn 230 Tern Points
$230
FrontierJFK → PHX • 4h 20m • Nonstop
Earn 189 Tern Points
$189
SouthwestJFK → PHX • 5h 10m • 1 stop in MDW
Earn 199 Tern Points
$199
Booking flow preview. Full search and checkout experience coming soon.
How it works:
01
Create your wallet
Make an account and start tracking Tern Points from day one.
02
Book travel
Search and book flights, hotels, and rentals in one place.
03
Earn + redeem points
Earn on purchases and redeem points on future bookings — simple and flexible.
Why Tern?
One currency, everywhere
A single, flexible travel currency you can earn and use across every booking.
No yearly fees or subscriptions
Account creation is free — unlike travel credit cards. No tiers, no hidden costs, no loyalty games.
See your value
Clear balances, transparent earning, and simple redemption you actually understand.
A wallet you can trust
Secure by design, built for clarity, and focused on long‑term reliability.
Delta SkyMilesAAdvantageTrueBlueNational Emerald ClubUnited MileagePlusBreeze PointsChase Ultimate RewardsWorld of HyattFree SpiritHilton HonorsAllways RewardsAlaska Mileage PlanMarriott BonvoyAmex Membership RewardsCapital One MilesRapid RewardsHawaiian MilesAeroplanBudget FastbreakCiti ThankYou PointsWyndham RewardsIHG One RewardsHertz Gold PlusEnterprise PlusAvis PreferredBilt RewardsFrontier MilesChoice PrivilegesDelta SkyMilesAAdvantageTrueBlueNational Emerald ClubUnited MileagePlusBreeze PointsChase Ultimate RewardsWorld of HyattFree SpiritHilton HonorsAllways RewardsAlaska Mileage PlanMarriott BonvoyAmex Membership RewardsCapital One MilesRapid RewardsHawaiian MilesAeroplanBudget FastbreakCiti ThankYou PointsWyndham RewardsIHG One RewardsHertz Gold PlusEnterprise PlusAvis PreferredBilt RewardsFrontier MilesChoice Privileges
Chase Ultimate RewardsRapid RewardsMarriott BonvoyHertz Gold PlusFrontier MilesHilton HonorsAllways RewardsIHG One RewardsAAdvantageBreeze PointsBudget FastbreakCiti ThankYou PointsUnited MileagePlusChoice PrivilegesFree SpiritAvis PreferredBilt RewardsAmex Membership RewardsAeroplanDelta SkyMilesAlaska Mileage PlanWyndham RewardsWorld of HyattHawaiian MilesCapital One MilesNational Emerald ClubEnterprise PlusTrueBlueChase Ultimate RewardsRapid RewardsMarriott BonvoyHertz Gold PlusFrontier MilesHilton HonorsAllways RewardsIHG One RewardsAAdvantageBreeze PointsBudget FastbreakCiti ThankYou PointsUnited MileagePlusChoice PrivilegesFree SpiritAvis PreferredBilt RewardsAmex Membership RewardsAeroplanDelta SkyMilesAlaska Mileage PlanWyndham RewardsWorld of HyattHawaiian MilesCapital One MilesNational Emerald ClubEnterprise PlusTrueBlue
Free SpiritChoice PrivilegesBilt RewardsAlaska Mileage PlanHertz Gold PlusAeroplanUnited MileagePlusIHG One RewardsHawaiian MilesBudget FastbreakFrontier MilesMarriott BonvoyRapid RewardsAvis PreferredCapital One MilesCiti ThankYou PointsChase Ultimate RewardsEnterprise PlusAllways RewardsTrueBlueAAdvantageWorld of HyattBreeze PointsDelta SkyMilesWyndham RewardsHilton HonorsAmex Membership RewardsNational Emerald ClubFree SpiritChoice PrivilegesBilt RewardsAlaska Mileage PlanHertz Gold PlusAeroplanUnited MileagePlusIHG One RewardsHawaiian MilesBudget FastbreakFrontier MilesMarriott BonvoyRapid RewardsAvis PreferredCapital One MilesCiti ThankYou PointsChase Ultimate RewardsEnterprise PlusAllways RewardsTrueBlueAAdvantageWorld of HyattBreeze PointsDelta SkyMilesWyndham RewardsHilton HonorsAmex Membership RewardsNational Emerald Club
TrueBlueFree SpiritUnited MileagePlusFrontier MilesCiti ThankYou PointsChase Ultimate RewardsWorld of HyattRapid RewardsCapital One MilesHertz Gold PlusHawaiian MilesAAdvantageHilton HonorsIHG One RewardsAvis PreferredEnterprise PlusBudget FastbreakAeroplanBilt RewardsNational Emerald ClubChoice PrivilegesAlaska Mileage PlanDelta SkyMilesMarriott BonvoyAllways RewardsAmex Membership RewardsWyndham RewardsBreeze PointsTrueBlueFree SpiritUnited MileagePlusFrontier MilesCiti ThankYou PointsChase Ultimate RewardsWorld of HyattRapid RewardsCapital One MilesHertz Gold PlusHawaiian MilesAAdvantageHilton HonorsIHG One RewardsAvis PreferredEnterprise PlusBudget FastbreakAeroplanBilt RewardsNational Emerald ClubChoice PrivilegesAlaska Mileage PlanDelta SkyMilesMarriott BonvoyAllways RewardsAmex Membership RewardsWyndham RewardsBreeze Points
Alaska Mileage PlanRapid RewardsHertz Gold PlusFree SpiritAeroplanUnited MileagePlusFrontier MilesChase Ultimate RewardsBudget FastbreakBreeze PointsBilt RewardsDelta SkyMilesMarriott BonvoyIHG One RewardsChoice PrivilegesAvis PreferredEnterprise PlusAllways RewardsAmex Membership RewardsTrueBlueAAdvantageCiti ThankYou PointsHilton HonorsCapital One MilesWyndham RewardsNational Emerald ClubWorld of HyattHawaiian MilesAlaska Mileage PlanRapid RewardsHertz Gold PlusFree SpiritAeroplanUnited MileagePlusFrontier MilesChase Ultimate RewardsBudget FastbreakBreeze PointsBilt RewardsDelta SkyMilesMarriott BonvoyIHG One RewardsChoice PrivilegesAvis PreferredEnterprise PlusAllways RewardsAmex Membership RewardsTrueBlueAAdvantageCiti ThankYou PointsHilton HonorsCapital One MilesWyndham RewardsNational Emerald ClubWorld of HyattHawaiian Miles
AAdvantageMarriott BonvoyAlaska Mileage PlanHawaiian MilesDelta SkyMilesTrueBlueCapital One MilesNational Emerald ClubFrontier MilesBreeze PointsIHG One RewardsAmex Membership RewardsWyndham RewardsHilton HonorsAeroplanChoice PrivilegesBudget FastbreakHertz Gold PlusUnited MileagePlusEnterprise PlusFree SpiritWorld of HyattRapid RewardsAllways RewardsAvis PreferredChase Ultimate RewardsBilt RewardsCiti ThankYou PointsAAdvantageMarriott BonvoyAlaska Mileage PlanHawaiian MilesDelta SkyMilesTrueBlueCapital One MilesNational Emerald ClubFrontier MilesBreeze PointsIHG One RewardsAmex Membership RewardsWyndham RewardsHilton HonorsAeroplanChoice PrivilegesBudget FastbreakHertz Gold PlusUnited MileagePlusEnterprise PlusFree SpiritWorld of HyattRapid RewardsAllways RewardsAvis PreferredChase Ultimate RewardsBilt RewardsCiti ThankYou Points
Budget FastbreakWyndham RewardsHertz Gold PlusEnterprise PlusCiti ThankYou PointsDelta SkyMilesFrontier MilesAeroplanMarriott BonvoyHawaiian MilesCapital One MilesUnited MileagePlusChoice PrivilegesWorld of HyattIHG One RewardsAvis PreferredAlaska Mileage PlanTrueBlueBilt RewardsAmex Membership RewardsBreeze PointsChase Ultimate RewardsRapid RewardsFree SpiritNational Emerald ClubHilton HonorsAAdvantageAllways RewardsBudget FastbreakWyndham RewardsHertz Gold PlusEnterprise PlusCiti ThankYou PointsDelta SkyMilesFrontier MilesAeroplanMarriott BonvoyHawaiian MilesCapital One MilesUnited MileagePlusChoice PrivilegesWorld of HyattIHG One RewardsAvis PreferredAlaska Mileage PlanTrueBlueBilt RewardsAmex Membership RewardsBreeze PointsChase Ultimate RewardsRapid RewardsFree SpiritNational Emerald ClubHilton HonorsAAdvantageAllways Rewards
United MileagePlusChase Ultimate RewardsFree SpiritHawaiian MilesTrueBlueBudget FastbreakDelta SkyMilesEnterprise PlusAAdvantageWorld of HyattHilton HonorsCiti ThankYou PointsAeroplanNational Emerald ClubHertz Gold PlusAvis PreferredAllways RewardsCapital One MilesChoice PrivilegesRapid RewardsAmex Membership RewardsMarriott BonvoyBilt RewardsBreeze PointsWyndham RewardsIHG One RewardsAlaska Mileage PlanFrontier MilesUnited MileagePlusChase Ultimate RewardsFree SpiritHawaiian MilesTrueBlueBudget FastbreakDelta SkyMilesEnterprise PlusAAdvantageWorld of HyattHilton HonorsCiti ThankYou PointsAeroplanNational Emerald ClubHertz Gold PlusAvis PreferredAllways RewardsCapital One MilesChoice PrivilegesRapid RewardsAmex Membership RewardsMarriott BonvoyBilt RewardsBreeze PointsWyndham RewardsIHG One RewardsAlaska Mileage PlanFrontier Miles
Allways RewardsAeroplanBudget FastbreakChase Ultimate RewardsWyndham RewardsWorld of HyattHertz Gold PlusNational Emerald ClubEnterprise PlusHawaiian MilesIHG One RewardsMarriott BonvoyAAdvantageDelta SkyMilesUnited MileagePlusChoice PrivilegesAlaska Mileage PlanAmex Membership RewardsFrontier MilesBilt RewardsAvis PreferredCapital One MilesRapid RewardsHilton HonorsBreeze PointsFree SpiritCiti ThankYou PointsTrueBlueAllways RewardsAeroplanBudget FastbreakChase Ultimate RewardsWyndham RewardsWorld of HyattHertz Gold PlusNational Emerald ClubEnterprise PlusHawaiian MilesIHG One RewardsMarriott BonvoyAAdvantageDelta SkyMilesUnited MileagePlusChoice PrivilegesAlaska Mileage PlanAmex Membership RewardsFrontier MilesBilt RewardsAvis PreferredCapital One MilesRapid RewardsHilton HonorsBreeze PointsFree SpiritCiti ThankYou PointsTrueBlue
United MileagePlusRapid RewardsCiti ThankYou PointsBreeze PointsAAdvantageFrontier MilesHilton HonorsChase Ultimate RewardsWorld of HyattWyndham RewardsNational Emerald ClubIHG One RewardsTrueBlueAllways RewardsAlaska Mileage PlanEnterprise PlusChoice PrivilegesAvis PreferredBilt RewardsAmex Membership RewardsBudget FastbreakCapital One MilesAeroplanDelta SkyMilesMarriott BonvoyHertz Gold PlusFree SpiritHawaiian MilesUnited MileagePlusRapid RewardsCiti ThankYou PointsBreeze PointsAAdvantageFrontier MilesHilton HonorsChase Ultimate RewardsWorld of HyattWyndham RewardsNational Emerald ClubIHG One RewardsTrueBlueAllways RewardsAlaska Mileage PlanEnterprise PlusChoice PrivilegesAvis PreferredBilt RewardsAmex Membership RewardsBudget FastbreakCapital One MilesAeroplanDelta SkyMilesMarriott BonvoyHertz Gold PlusFree SpiritHawaiian Miles
Avis PreferredEnterprise PlusWorld of HyattBudget FastbreakFrontier MilesNational Emerald ClubAeroplanBilt RewardsAAdvantageDelta SkyMilesHawaiian MilesMarriott BonvoyCiti ThankYou PointsIHG One RewardsRapid RewardsChoice PrivilegesBreeze PointsChase Ultimate RewardsFree SpiritCapital One MilesWyndham RewardsTrueBlueAlaska Mileage PlanUnited MileagePlusAmex Membership RewardsAllways RewardsHilton HonorsHertz Gold PlusAvis PreferredEnterprise PlusWorld of HyattBudget FastbreakFrontier MilesNational Emerald ClubAeroplanBilt RewardsAAdvantageDelta SkyMilesHawaiian MilesMarriott BonvoyCiti ThankYou PointsIHG One RewardsRapid RewardsChoice PrivilegesBreeze PointsChase Ultimate RewardsFree SpiritCapital One MilesWyndham RewardsTrueBlueAlaska Mileage PlanUnited MileagePlusAmex Membership RewardsAllways RewardsHilton HonorsHertz Gold Plus
Citi ThankYou PointsAeroplanRapid RewardsChase Ultimate RewardsAllways RewardsChoice PrivilegesWyndham RewardsBreeze PointsIHG One RewardsFree SpiritHertz Gold PlusEnterprise PlusFrontier MilesUnited MileagePlusWorld of HyattCapital One MilesMarriott BonvoyHilton HonorsAAdvantageTrueBlueAvis PreferredAmex Membership RewardsAlaska Mileage PlanHawaiian MilesBudget FastbreakDelta SkyMilesBilt RewardsNational Emerald ClubCiti ThankYou PointsAeroplanRapid RewardsChase Ultimate RewardsAllways RewardsChoice PrivilegesWyndham RewardsBreeze PointsIHG One RewardsFree SpiritHertz Gold PlusEnterprise PlusFrontier MilesUnited MileagePlusWorld of HyattCapital One MilesMarriott BonvoyHilton HonorsAAdvantageTrueBlueAvis PreferredAmex Membership RewardsAlaska Mileage PlanHawaiian MilesBudget FastbreakDelta SkyMilesBilt RewardsNational Emerald Club
Create your account
Create your account to get launch updates and early access as features roll out.
- Early access to wallet + booking
- Founding user perks (limited)
- Product updates only — no spam
Create your account
Create an account to get early access and product updates.
Sign upBy joining, you agree to receive product updates. Unsubscribe anytime.